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Given that you may need to solve both your short term issue related to and the offers on this page may do so, here are some ideas for longer term issues. Avoid credit card debt. Credit cards have one of the highest legal interest rates in existence and you want to have them as your lender of last resort. Separate what you need from what you want. Before you spend on 'goodies', identify the essentials and be sure they are paid for without debt. Then with the discretionary left-over buy the 'goodies' for cash. Part of your basic strategy needs to be regular payments into a long-term savings account. So, between sound financial planning and lower cost of borrowing, the issues related to loans could be alleviated.
The United States government provides many useful sites that offer information on consumer finance issues including the 2006 Consumer Action Handbook. The United States report for consumers has a plethora of valuable information. The companies represented on this page provide some interesting propositions which could be helpful for loans or other finance related issue.
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