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Given that you may need to solve both your short term issue related to and the offers on this page may do so, here are some ideas for longer term issues. As your highest priority - pay off that credit card debt and don't spend more than you can fully pay at the end of the month. Outrageous interest rates and minimum payments will mean decades to bring the balance to $0. List what is essential from what is optional. Meet your essential needs before ever considering the optional and never get the optional on credit unless you have the guaranteed income to meet the debt payments. Part of your basic strategy needs to be regular payments into a long-term savings account. Thus, with some new financing at a lower rate and a disciplined plan for savings and spending, bank boycott household may no longer be an issue.

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