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Given that you may need to solve both your short term issue related to and the offers on this page may do so, here are some ideas for longer term issues. As your highest priority - pay off that credit card debt and don't spend more than you can fully pay at the end of the month. Outrageous interest rates and minimum payments will mean decades to bring the balance to $0. Spend on essentials before you spend on 'goodies'. Once you know you have met your basic needs on a cash basis, you can then purchase the fun stuff so long as you don't go into debt. Set up a savings plan and stick with it - that is as essential milk and bread. With both good budgetary discipline and financing alternatives at reduced interest rates, your concerns or questions about bank citizen national could resolve.

By the way, did you know that the federal government provides some great information, of which the 2006 Consumer Action Handbook, should help strengthen you as a knowledgeable consumer. In the latest version, you'll find great facts as varied as prescription drug plans and credit reports. The surrounding descriptions which are finance related can add information to your search for bank citizen national and/or credit and money sites.