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Given that you may need to solve both your short term issue related to and the offers on this page may do so, here are some ideas for longer term issues. 'Credit card debt is the worse'. Why? Because it carries one of the highest legal interest rates and if you pay the minimum balance due - it will take decades to pay off what you owe. Spend on essentials before you spend on 'goodies'. Once you know you have met your basic needs on a cash basis, you can then purchase the fun stuff so long as you don't go into debt. The two part plan of (a) disciplined spending and savings; and (b) lowered interest rates for current debt could result in your not being further burdened by bank one home equity line of credit.

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