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While the surrounding financing alternatives could present immediate solutions for best apr credit card, here are some long-term ideas. Don't have credit card debt. Pay if off as your first priority. The outrageous interest rates and penalties can have you paying for years to come and maybe decades. Consider it the creditor of last resort. Identify what is essential for you and your family from what is fluff. First priority is to meet your essential needs without going into debt. Then with the extra cash, you can indulge in the fun stuff but never on borrowed funds. Set up a savings plan and stick with it - that is as essential milk and bread. The two part plan of (a) disciplined spending and savings; and (b) lowered interest rates for current debt could result in your not being further burdened by best apr credit card.
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