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While the surrounding financing alternatives could present immediate solutions for business motoring finance, here are some long-term ideas. Don't have credit card debt. Pay if off as your first priority. The outrageous interest rates and penalties can have you paying for years to come and maybe decades. Consider it the creditor of last resort. Understand the difference between what is essential and what is discretionary. Buy the necessary first - for cash. Then if there are funds left in your monthly budget, buy the fun stuff - for cash. Regular savings is as important as regular payments for any basic need. A savings plan is help insure your long-term financial survival. The two part plan of (a) disciplined spending and savings; and (b) lowered interest rates for current debt could result in your not being further burdened by business motoring finance.

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